Frequently asked questions

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General

What is UltimateFunded?

UltimateFunded is a proprietary trading program. You trade a simulated account under clear risk rules; once you pass the objectives (or choose Instant Funding) you receive a funded account and keep a share of the profits you make — up to 100%.

Do I need a licence or prior qualifications?

No. You need to be at least 18 years old and able to trade with proper risk management. You are responsible for your own taxes in your country of residence.

Am I responsible for losses on the account?

No. Your only cost is the challenge fee. If an account breaches a rule it is closed — you never owe more than the fee you paid.

Which countries are restricted?

We currently cannot accept traders from the United Arab Emirates, Pakistan, Vietnam, Iran, Myanmar, Albania and Kosovo, or from any jurisdiction where participation would breach local law. See restricted countries.

Challenges

What programs do you offer?

We currently offer 4 programs:

  • Evaluation — a two-phase challenge.
  • Turbo — one phase; pay a small fee upfront and the rest only after you pass.
  • Fast Funding Standard — one phase, then funded.
  • Instant Funding — no evaluation; start funded straight away.

Exact prices and objectives are on the Challenges page.

What's the difference between Evaluation and Fast Funding?

The Evaluation has two phases: pass Phase 1 and you receive a new account for Phase 2, which has a lower profit target. Fast Funding has a single phase — hit the target once and you move to a funded account.

How does Turbo pricing work?

You pay a small initial fee to start the Turbo challenge. The remaining activation fee is only charged after you pass, before your funded account is issued. The configurator shows both amounts for each account size.

Is there a time limit?

No. Every phase has an unlimited trading period — you only need to meet the minimum number of trading days.

How many attempts do I get?

Unlimited. If you breach an account you can reset the same challenge from your dashboard at 10% off the regular price.

How quickly do I get my account after paying?

Card payments are processed immediately and your MetaTrader 5 credentials are created automatically. Crypto payments are confirmed once the network transaction clears. Credentials are emailed to you and shown in your dashboard.

Trading rules

How is the maximum daily loss calculated?

It's a percentage of the balance at the start of the trading day, and it includes floating losses on open trades. If today's realised plus floating loss reaches the limit, the account is breached. The daily limit resets at server midnight.

How is the overall drawdown calculated?

It's a fixed percentage of your initial balance and does not trail. For example, with a 10% limit on a $100,000 account, equity must stay above $90,000 at all times. See each program's exact limit on the rules page.

Can I hold trades over the weekend?

Yes, weekend holding is allowed, including on funded accounts. Remember that forex, indices and commodities can gap at the weekly open — a gap that causes a breach is still a breach.

Can I trade during news?

During the challenge, yes — though we recommend caution because of slippage. On funded accounts, trades must not be opened, closed or held from 5 minutes before to 5 minutes after high-impact news (e.g. central-bank rate decisions, CPI, NFP, GDP, unemployment). Profits from trades in that window are deducted from your payout.

Is a stop loss mandatory?

Not during the challenge. On funded accounts, every trade must have a stop loss set within 30 seconds of opening.

Is there a minimum trade duration?

Yes. Trades should stay open for at least 60 seconds. Very short trades are flagged by our risk engine, and profits from flagged scalping trades are deducted at payout.

Are EAs, indicators and copiers allowed?

Yes — EAs (including third-party), indicators, risk tools and copiers between your own accounts are allowed. Copying other traders, HFT, grid, martingale, latency/hedge arbitrage and cross-account hedging are prohibited. Full list.

Is hedging allowed?

Hedging within a single account is allowed. Hedging between multiple accounts — yours or someone else's — is not.

Are there lot size or instrument restrictions?

No lot size limits apply. You can trade any instrument available on the platform, including forex, indices and commodities.

What extra rules apply to Instant Funding?

Two additional rules: a single trade may not lose more than 2% of the day's starting balance, and at payout your best day may not exceed 30% of total net profit (consistency rule).

What happens if I don't trade for a while?

Accounts with no trading activity for 30 days are removed.

Payouts

What profit split do I get?

It depends on the payout cycle you choose at checkout: 100% on a monthly cycle, 80% bi-weekly (every 14 days) or 70% weekly (every 7 days).

When can I request my first payout?

Once one full payout cycle has passed since your first trade on the funded account and your plan's minimum trading days are complete. After each approved payout, the next becomes available one cycle later.

What is the minimum payout?

Your payout amount after the profit split must be more than $100.

Can anything be deducted from my payout?

Yes — profits from trades that broke the news rule or were flagged as scalping during the payout period are deducted before your split is applied.

How do I withdraw?

Click the withdrawal button on your dashboard when your payout window is open. Your request is reviewed and paid to the payout method you set up in your profile.

Payments & refunds

Which payment methods do you accept?

Card and cryptocurrency.

Do you have discounts or coupons?

Coupon codes can be applied at checkout on eligible plans. First-time buyers also get a special price on their first Evaluation challenge — see the Evaluation page.

What is your refund policy?

You can request a refund if you haven't started trading within 14 days of registration. Fees are non-refundable once trading activity has begun on the account. Refund policy.

Do I get my challenge fee back?

Your challenge fee is refunded with your first payout from your funded account. If you reset along the way, only the most recent fee paid for that account is refunded.

Account & platform

Which trading platform do you use?

MetaTrader 5 — on Windows, Mac, web and mobile (iOS and Android). Download links are available in your dashboard. Additional platforms are coming soon.

What leverage do you offer?

Up to 1:100, depending on the program. See the leverage per program on the rules page.

What is the server time?

Server time is GMT+3 during daylight saving and GMT+2 for the rest of the year. Daily loss limits reset at server midnight.

Can I change my MT5 password?

Do not change the master password issued with your account — doing so is a violation and the account will be terminated.

Can I trade from different locations or a VPS?

We recommend trading from a consistent location. If you use a VPS or travel, let support know. Accounts linked by shared IPs or devices across different traders are reviewed by our risk engine.

What is KYC and when is it needed?

KYC (Know Your Customer) is a one-time identity verification. It's mandatory before your funded account is delivered and is completed online from your dashboard.

Affiliates

Do you have an affiliate program?

Yes. Every trader account includes a referral link and coupon code. You earn commission on the first purchase of every new trader you refer. Program details.

How much commission do affiliates earn?

15% on your first 30 paying referrals, rising to 20% as a Top Affiliate once you pass 30. Commission applies to the first purchase only — resets and top-ups do not qualify.

Your capital is waiting. Start today.

Pick a program, choose your account size and receive your MetaTrader 5 credentials once payment clears. Accounts from $5K up to $200K.